Now that Summer is almost here let's debunk some myths about sunscreen protection. SPF 30 is NOT twice as protective as SPF 15. Here's how it works: SPF15 screens out 93% of UVB rays, SPF30 blocks 97%, and SPF50 blocks 99%. Not much difference in reality.
Regarding those of you on Cobra Insurance Plans. The nations' economic stimulus plan now requires former employers of most laid off employees to pay 65% of their cobra premium. Be sure to contact the HR department where you used to work to make sure you get the benefit. The employer is reimbursed via a payroll tax credit. Paying 35%is sure a lot better than paying 100%.
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